Trusta

Privacy Policy

Effective date: 2026-05-08

Overview

This Privacy Policy describes how Trusta (“Trusta”, “we”, “us”, or “our”) collects, uses, discloses, retains, and protects information when you create an account, use the Trusta mobile or web application, or otherwise interact with our services (collectively, the “Service”). By creating an account or using the Service, you acknowledge that you have read and agree to the practices described here. If you do not agree, please do not use the Service.

The short version

We collect the minimum information we need to operate the Service. We never sell your personal information. We honour your chosen language across every channel we use to contact you. You can export, correct, or delete your data at any time from /settings or by emailing .

Information we collect

We collect the following categories of information directly from you, or as generated automatically when you use the Service:

  • Identity and contact data: email address, mobile phone number (if provided), first name, last name, public handle, country of residence, language preference, referral code, and account creation timestamp.
  • Profile photo / avatar: if you choose to upload a profile picture or avatar, we store the image so it can be displayed on your profile, your receipts, and to your counterparties. You may remove or replace it at any time from your profile settings; on removal, it is deleted from active storage.
  • Authentication data: a salted, one-way hash of your password (we never store the plain password); time-based one-time-password (TOTP) secrets if you enable two-factor authentication; and cryptographic keys associated with biometric login on your device.
  • Agreement data: the textual descriptions, monetary amounts, currency codes, counterparty handles, sealing timestamps, and (where applicable) decline, cancellation or dispute reasons for each agreement you create or are invited to.
  • Reputation data: ratings and short written reflections you give to or receive from counterparties; your computed Composite Verification Index (CVI) score; the band or badge assigned to your account by that score; and the inputs that contribute to it.
  • Device, session and network data: Internet Protocol (IP) address, approximate geographic location derived from that network address (such as country, region, city, and time zone), browser and operating-system identifiers, a device fingerprint hash, session start and end timestamps, and recent login locations shown to you in your active-sessions list.
  • Notification preferences and channel identifiers: your preferred channels (email, SMS, push notification, messaging) and the corresponding identifiers you have chosen to register (such as a phone number, a push-subscription token, or a messaging chat identifier). You may add or remove any of these at any time.
  • Activity data: records of your interactions with the Service such as logins, seals, ratings, page navigation, and feature usage. We use this to operate the Service, compute reputation, and detect fraud or abuse.
  • Support correspondence: messages you send to our support or privacy addresses, including any attachments you choose to share.

Information we do not collect

We do not knowingly collect special-category personal data such as race, ethnicity, religion, sexual orientation, political opinions, trade-union membership, genetic data, or biometric identifiers (other than the on-device biometric login material, which never leaves your device). We do not buy personal data about you from data brokers, and we do not run third-party advertising trackers inside the application.

How we use your information

We use the information described above only for the following purposes:
  • To create, secure, and operate your account and to provide the features of the Service (home, history, profiles, receipts, notifications, agreement workflows).
  • To compute your reputation score and badge from your reflections and account activity, and to display these to you and your counterparties.
  • To analyse account activity for the purpose of detecting fraud, abuse, automated accounts, manipulation of reputation, or other violations of our Terms.
  • To send you transactional messages on the channels you have chosen, including verification codes, security alerts, agreement notifications, and account-related correspondence.
  • To respond to your support and privacy requests.
  • To comply with legal obligations, enforce our Terms, defend legal claims, and protect the rights, property, or safety of Trusta, our users, or the public.

Legal bases for processing

Where applicable data protection law requires it, we rely on the following legal bases: (a) performance of a contract— to provide the Service you have signed up for; (b) legitimate interests— to keep the Service secure, to prevent fraud and abuse, and to improve the Service in ways you would reasonably expect; (c) consent— for any optional channel you explicitly enable, such as marketing communications or push notifications; and (d) legal obligation— to comply with applicable law. You may withdraw consent for consent-based processing at any time without affecting the lawfulness of processing carried out before withdrawal.

How we share information

We do not sell your personal information. We share information only in the following limited circumstances:
  • With your counterparties: when you seal an agreement with another user, your public handle, profile picture, and the agreement details are necessarily visible to that user. Reflections you give or receive are visible to the parties to that agreement and may, in aggregate or summary form, contribute to the public reputation displayed on your profile.
  • With service providers: we use a small number of third-party service providers to operate the Service — for example to deliver email and short-message notifications, to host servers and databases, to monitor application errors, and to provide foreign-exchange reference rates. These providers are bound by written agreements that limit their use of any information we share to providing services to Trusta. We share with them only the minimum data they need to perform their function.
  • For legal reasons: we may disclose information if required to do so by law, court order, or other valid legal process; to enforce our Terms; or to protect the rights, property, or safety of Trusta, our users, or others.
  • In a corporate transaction: if Trusta is involved in a merger, acquisition, financing, reorganisation, or sale of assets, your information may be transferred as part of that transaction, subject to standard confidentiality protections.

International data transfers

Trusta stores data on servers chosen for their operational and security qualities. Where personal data is transferred across borders, we rely on appropriate safeguards permitted by applicable law, such as standard contractual clauses or equivalent mechanisms.

Data retention

We keep your information only for as long as we need it to provide the Service or to comply with legal obligations:
  • Account, profile, and agreement data: kept for the lifetime of your account.
  • Activity records used for reputation and abuse-detection: kept for up to five years to support reputation explainability and security investigations.
  • Active sessions: automatically expire after a period of inactivity (typically thirty days).
  • One-time login codes and short-lived tokens: kept only for the few minutes needed for the relevant action.
  • Backups: encrypted backups may persist for a limited rolling window after deletion from production systems for disaster-recovery purposes.
  • Account deletion: when you delete your account, your account row, profile picture, contact identifiers, and personal activity history are removed from active systems within thirty days. Agreements you sealed remain visible on the receipts of your counterparties because they form part of those users’ own records, but your handle is replaced with an anonymised marker.

Your rights

Subject to applicable law, you may have the following rights regarding your personal data:
  • Access — obtain a copy of the personal data we hold about you.
  • Correction— ask us to correct information that is inaccurate or incomplete.
  • Deletion— ask us to delete your account and associated personal data, subject to limited exceptions for legal, security, or fraud-prevention purposes.
  • Portability— request a portable export of your data in a structured, commonly used, machine-readable format.
  • Restriction and objection— ask us to restrict or object to certain processing of your data.
  • Withdraw consent— where processing is based on your consent, withdraw that consent at any time.
  • Lodge a complaint — with your local data-protection authority.

Most of these rights can be exercised directly from /settings. For anything self-service cannot do, email and we will respond within thirty days. We may need to verify your identity before actioning a request.

Security

We protect your information using a combination of organisational and technical measures. These include encryption of personal data at rest, encryption of data in transit using modern transport-layer security, hashed and salted password storage, role-based access controls and least-privilege administration, audit logging of privileged actions, rate-limiting and anomaly detection, segregation of secrets from application code, and periodic security reviews. No system is perfectly secure; if you become aware of a vulnerability, please contact us at .

Trust and safety

We run automated checks designed to detect manipulation of reputation, automated or sybil accounts, and other abuse of the Service. The output of these checks does not by itself determine your reputation; rather, it adjusts how much weight is given to certain inputs. You can ask us to explain a signal raised about your account by writing to . We do not sell or otherwise disclose these signals to anyone outside Trusta.

Children

The Service is intended for adults. You must be at least eighteen (18) years old to create an account or use the Service. We do not knowingly collect personal data from anyone under eighteen. If you believe a minor has provided us with personal data, please email and we will delete it.

Role of Trusta in user agreements

Trusta provides a platform on which users may record and rate agreements they enter into with one another. Trusta is not a party to any agreement formed between users, is not a financial institution, escrow agent, payment processor, broker, lender, or guarantor, and does not verify, endorse, or take responsibility for the accuracy, legality, performance, or outcome of any agreement, statement, rating, or transaction between users. Reputation scores and badges are informational signals only; they are not financial advice, credit ratings, background checks, or any form of guarantee, and should not be relied on as such.

No warranty

The Service is provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, statutory, or otherwise. To the maximum extent permitted by applicable law, Trusta disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, availability, and uninterrupted or error-free operation. Trusta does not warrant that reputation scores, ratings, search results, or any other information presented through the Service are accurate, complete, current, or suitable for any particular purpose.

Limitation of liability

To the maximum extent permitted by applicable law, in no event shall Trusta, its founder, directors, employees, agents, contractors, or affiliates be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, goodwill, data, or business opportunities, arising out of or in connection with your use of the Service, any agreement formed between users, any rating or reputation signal, any third-party service used in connection with the Service, or any unauthorised access to or alteration of your data, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not Trusta has been advised of the possibility of such damages. Trusta’s aggregate liability arising out of or relating to these terms or the Service shall not exceed the greater of (a) the total amount of fees, if any, you paid to Trusta in the twelve (12) months preceding the event giving rise to the claim, or (b) one hundred dollars (USD 100). Where applicable law does not permit the exclusion or limitation of certain damages, the limitations above apply to the fullest extent permitted.

Indemnification

You agree to defend, indemnify, and hold harmless Trusta, its founder, directors, employees, agents, contractors, and affiliates from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with: (a) your use of the Service; (b) any agreement, dispute, transaction, or interaction between you and another user; (c) any content, rating, reflection, or other information you submit to the Service; (d) your violation of these terms or of any applicable law; or (e) your violation of the rights of any third party. Trusta reserves the right, at its own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with our defence of such claim.

Governing law and dispute resolution

Any dispute, controversy, or claim arising out of or relating to these terms or the Service shall first be addressed through good-faith negotiation between you and Trusta. If negotiation does not resolve the matter, the dispute shall be submitted to binding arbitration conducted in English before a single arbitrator. Each party shall bear its own costs. You and Trusta agree that disputes shall be resolved on an individual basis only and not as part of any class, collective, or representative action. Nothing in this section prevents either party from seeking interim or injunctive relief before a competent court.

Changes to this policy

We may update this Privacy Policy from time to time. When we make material changes, we will announce them at least fourteen (14) days in advance through the channels you have active, in your chosen language, and will update the effective date at the top of this page. Your continued use of the Service after the effective date of an updated policy constitutes acceptance of the updated policy.

Contact

For privacy questions, requests, or to exercise any of the rights described above, please contact . For reports of misuse of the Service, please contact . For security vulnerability reports, please contact .